Charitable Gift Annuity
(A Benefit of Aging)

How it works

	You transfer cash or securities to Wells.
	Wells pays you, or up to two annuitants you name, fixed income for life.
	The principal passes to Wells when the contract ends.

Benefits

• You receive an immediate income tax deduction for a portion of your gift.
  
• Your annuity payments are guaranteed for life, backed by a reserve and the assets of Wells.
• Your annuity payments are treated as part ordinary income, part capital gains income (15%), and part tax-free income.
• You can have the satisfaction of making a significant gift that benefits you now and Wells later.